Erie, CO. Serving Boulder, Denver and clients nationwide
Snow-covered Rocky Mountains
Fee-only Independent Fiduciary

Your financial future is my priority.

Can you afford the lifestyle and desired retirement age you have dreamed of? A flexible, boutique investment advisor in Erie, Colorado, operating under the fiduciary standard to better serve you.

Rocky Mountain Financial Solutions

Finding the right financial advisor is just as important as finding the right doctor for your health.

Your financial future is my priority. I strive to do my best, so you can enjoy your life today and look forward to the future with confidence in your finances.

Services are designed to benefit you the most: increasing your control, understanding through education, and guidance to navigate life's uncertainties, giving you confidence with the direction your financial life is heading.

2007
Advising clients since
CLU · ChFC
Professional designations
Transparent Fees
Advisory services
Services

Services offered to help you reach your financial goals

Not sure where to start? Let's talk
Financial Goal
Planning
Financial Goal
A comprehensive check-up that gives your plan organization, structure, and direction.
Goal based financial plan
Budget and cash flow review
Insurance and college planning audit
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Retirement
Retirement
Retirement
Define what retirement looks like, then build the path to get there with confidence.
Retirement date and lifestyle projections
401k, IRA, and rollover strategy
Reliable retirement income planning
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Wealth Management
Family
Wealth Management
Generational planning built around your family's values and guiding principles.
Estate tax reduction strategies
Asset protection from creditors and divorce
Wealth transfer to children and grandchildren
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Investments
Investing
Investments
Custom portfolios designed around your goals and your tolerance for risk.
Diversified, low cost portfolios
Rebalancing and risk allocation
Tax-efficient saving beyond retirement accounts
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Independent Fiduciary
Fiduciary
Independent Fiduciary
Unbiased advice from an advisor who is legally bound to act in your best interest.
Fee-only, no commissions
Not tied to any company or product
Direct line to the person managing your money
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Retirement Review & Portfolio Audit
Complimentary
Retirement Review & Portfolio Audit
A free, no obligation look at where you are and how you can improve.
Investment analysis
Retirement readiness review
Fee and expense audit
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Who we serve

Built for busy professionals and the practices they run.

We limit the number of new clients each year to deliver maximum value and personalized service. Most clients hold $500,000 or more in investable assets, or own a professional practice.

Get a free second opinion
Households with $500k+
Households with $500k+
Pre-retirees and retirees who want a reliable income stream, lower tax consequences, and a plan that holds up in the best and worst markets.
Physicians, surgeons & dentists
Physicians, surgeons & dentists
From residency through practice ownership, second opinions are free, just like in medicine. Benefits, debt paydown, and a 30+ year retirement runway.
Attorneys & legal offices
Attorneys & legal offices
Partner-track income, uneven cash flow, and firm retirement plans that deserve more attention than they usually get.
Architects & small-practice owners
Architects & small-practice owners
Owner-level planning that integrates the business with the household: entity structure, retirement plans, and protecting what you've built.
Jim Kirk, CLU, ChFC
Jim Kirk, CLU, ChFC
Founder & Investment Adviser Representative
Independent Fiduciary

I have walked in your shoes, I live in your community, and have similar goals.

I fell in love with personal finance in high school and pursued finance and portfolio management at the University of Dayton, where I led the Davis Center for Portfolio Management endowment team to the highest returns of all the institutional money managers.

Starting my career as a financial advisor in 2007 has given me a broad perspective about investing and protecting wealth. I have seen some of the best and worst markets in our history. My perspective was broadened further serving as a Wall Street analyst, investment banking analyst, personal banker, Manager of Financial Planning & Analysis, and Chief Financial Officer.

Now I'm bringing over 20 years of professional experience to provide you the support and knowledge needed to navigate the financial world. I look forward to serving you.

Chartered Life Underwriter
The American College, 2009
Chartered Financial Consultant
The American College, 2010
Colorado Registered Investment Adviser
Form ADV Part 2 available on request
How we work together

Like a good physician: examine first, then treat.

One financial meeting does not solve everything. Creating wealth takes deliberate, intentional, ongoing execution, so the process is proactive by design.

01
Consultation
Similar to an initial exam. Who are you, what are you doing, and where do you want to go.
02
Assessment
After understanding your history and goals, we perform an overall financial health risk assessment.
03
Check Vitals
How is everything working today? What needs to be improved?
04
Provide results
Compare the current results with your financial goals. What changes need to be made?
05
Treatment plan
Your health can change, and so can your goals. We meet at least annually, with check-ins as needed.
FAQ

Straight answers to common questions

Have a question that isn't here? Call or text the office at 720-600-7599. We return every message within 24 to 48 hours.

Fee-only means no commissions from investment products. Management fees depend on your needs and complexity, and are a transparent line item on every statement. One transparent fee includes the management of all your investment accounts and ongoing retirement planning.

Are you on track to reach all your financial goals?

Get the organization, structure, and direction to live well now and in retirement. No obligation, no contractual commitment.